Wealth Transfer
Is Wealth Transfer Insurance right for you?
If your goal is to allocate funds specifically for your beneficiaries, wealth transfer insurance provides tax-free advantages, a guaranteed death benefit and a proven strategy for increasing the value of your estate. Use our Estate Planning Booklet to learn more about protecting your legacy and providing for your beneficiaries.
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Please contact us to learn more about our products and to see if one of our wealth transfer products is right for you.
Our Wealth Transfer Products
Single Premium Whole Life
A Single Premium Whole Life Policy is an effective way to acquire permanent life insurance coverage. Making a one-time payment offers lifetime coverage. Two and Three tier payment plans available. Commemorate a newborn’s arrival or newlywed with the security of a fully paid-up policy.
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- Issue Ages 0-85.
- $5,000 minimum coverage. Policies can be issued in any amount. (subject to medical limitations).
- Separate rates for male/female; Tobacco/non-tobacco.
- Guaranteed death benefit as long as premiums are paid to date.
- The paid-up additions dividend option increases both the cash value and death benefit of the policy.
- Cash Value Growth – the policy builds cash value over time.
- Policyholders are eligible for a variety of FCSU benefits, including scholarships for those who qualify, cultural programs and fraternal events.
Dividends are not guaranteed.